Here is a Christmas suggestion I have for you: Emulate my mother. Mymother is a masterful bargain hunter, and she always has her Christmas shopping done before the ridiculous songs that they drag out year after year start being forced down our throats each October. Instead of waiting, mymother shops for all her Christmas Gifts after Christmas, and during the months in the first half of each year. That way, she gets all the REAL sales, and she also spreads out her Christmas shopping over a period of six months, meaning that she never has to rush to spend all that money at one time.